Tax advice that plans ahead, for doctors, investors, families and new businesses.
Get your property portfolio ready for the 1 July 2027 CGT changes, or set up your new business properly from day one. You deal with me directly, from the first call to lodgement.
Who I help
You look after patients. I'll look after your tax.
- Every medical deduction claimed correctly
- Personal services income rules for locums and contractors
- Division 293 and super planning for high earners
Is your property and family trust ready for 2027 and 2028?
- Which properties keep negative gearing
- Sell or hold before the CGT discount changes
- Trust distributions, and the proposed 2028 trust tax
Sole trader, company or trust? Get it right before your first invoice.
- The right structure for tax, risk and future investors
- ABN, GST and PAYG registrations done for you
- Xero set up so tax time takes hours, not weeks
- Start-up founders: planning for the new CGT rules
The 50% CGT discount ends for growth after 30 June 2027.
See what the change means for your property in under a minute with the free calculator.
How it works
- Step 1
Free 15-minute call
Tell me about your income, property or business plans. No obligation.
- Step 2
A clear proposal
You get a written scope and quote within two business days.
- Step 3
Plan, then lodge
We plan before 30 June each year, then lodge everything on time.
About me
I'm Helen Wai, founder of Rio Tax Advisory. I've worked in tax for over 15 years, including more than 11 years advising high-net-worth clients with property portfolios, trusts and businesses. I now bring that experience to doctors, property investors and people starting their own business.
I keep my client list small so I can plan ahead with each client rather than rushing returns in October.
CPA · Registered tax agent, Reg. No. 26369620 · Based in Mount Waverley, Victoria
Free: the 2027 CGT checklist
Seven questions to answer about each property before 1 July 2027. Plus one plain-English tax tip a fortnight. Unsubscribe any time.
Common questions
Do I have to live near you?
No. I'm based in Mount Waverley and meet local clients in person, and I work with clients across Australia by video call and a secure client portal.
Is my investment property affected by the 2027 changes?
Properties bought before 7:30pm AEST on 12 May 2026 keep negative gearing. The CGT change applies to all properties for growth after 1 July 2027. A review shows what it means for yours.
Can I switch accountants part-way through the year?
Yes. If you have a business, the ATO requires you to nominate me as your agent yourself. It's a short online step, and I'll guide you through it. I then add you as a client and take care of getting your records from your previous accountant.
How much will it cost?
It depends on how many entities, properties and returns you have. After a free call you'll get a written quote, so you know the cost before any work starts.
Book a free 15-minute call
Pick a time that suits you. We'll talk through your situation and what a plan would cost.